Our People

Paul Downing Picture

Paul Downing

Managing Director

Paul has extensive operational experience within financial services having held senior positions in pension administration, wealth management, stockbroking, and asset management. He also has experience in regulatory consultancy where he specialised in operational issues and undertook a number of skilled person reviews for the FSA. He brings a wealth of relevant experience to EBS having led platform operations at both Novia and Skandia where he led the operational integration with Selestia.

James Tomlin Picture

James Tomlin


James joined Norwich Union in 1999 as a SSAS administrator before moving to HSBC Trust Company in 2003 where he first worked with SIPPs. He worked for HSBC across a 10 year period joining the senior management team. In 2013 he joined EBS to head up our Retirement & Calculations team and form part of the Senior Management Committee. James holds the Diploma in Financial Planning from the CII including the AF3 qualification (Pension Transfer Specialist).

Phil Smith Picture

Phil Smith


Phil has more than 20 years of global experience across wealth management, asset management, brokerage, insurance and consulting. Phil was Managing Director and Global Management Committee member at Barclays Wealth, where he played a major role in the inception and development of the global infrastructure of this business line for Barclays Plc. His previous roles include that of Global Chief Financial Officer of Fortis Investments and director-level roles at Arthur Andersen, Prudential M&G and Prudential Corporation Asia. During this time, he built up extensive experience of M&A, joint venture partnerships and greenfield business development across Asia, EMEA and the Americas.

Vincent Cambonie Picture

Vincent Cambonie


Vincent’s career spans 25 years’ working in global  financial institutions, most recently as Managing Director and Group Chief Financial Officer at BNP Paribas Investment Partners. He has extensive international  experience having held various senior finance positions at Merrill Lynch in their Paris, London and New York  offices, Instinet Corporation and Fortis Investments  before joining BNP Paribas Investment Partners. During his career Vincent has gained valuable skills in performance management and business strategy, including various M&A activities.